Welcome to Creditfusion. These Terms constitute a legally binding agreement between you and Creditfusion regarding your use of our AI-driven financial analytics platform.
SaaS Platform Notice
Creditfusion is a Software-as-a-Service (SaaS) provider. We are not a credit repair organization, law firm, or lending institution. Our tools are for educational and self-service analysis purposes only.
Description of Service
Creditfusion provides a proprietary AI-powered dashboard that allows users to monitor personal financial data, simulate "loan readiness," and identify potential inaccuracies in their credit profiles.
All documents generated by the software are for the user's personal use and manual submission.
Compliance with the FCRA
-
✓Right to Dispute: Under the FCRA, you have the right to dispute inaccurate information in your credit report directly with credit bureaus at no cost.
-
✓No Legal Representation: Creditfusion does not act as your agent or legal counsel. We provide technology to help you exercise your own rights under the law.
-
✓Accuracy: You agree not to use Creditfusion to attempt to remove accurate, verifiable information from your credit history.
Subscription & Billing
We use Stripe for secure payment processing. By subscribing, you agree to the following:
-
$Recurring Fees: Subscription fees are billed automatically every Month until canceled.
-
✓Cancellation: You may cancel at any time via the User Dashboard. Access continues until the end of the paid period.
-
✓Refunds: Due to the immediate delivery of digital analytical insights, refunds are granted within 3 days of initial purchase ONLY if no automated documents have been generated.
No Guarantees
Creditfusion provides educational analysis. We make no guarantee regarding specific credit score increases, the removal of specific items, or the approval of any loan or credit application by third-party banks.
Data Privacy & Security
Your data security is paramount. Creditfusion adheres to the following privacy standards:
-
🔒Data Usage: We collect identity and financial data solely to provide the Service. We never sell your data to third-party lenders.
-
🛡Security: All data transmissions are protected by AES-256 encryption and SSL technology.
-
⚡Third-Party Integration: We utilize secure APIs (e.g., Plaid) to access financial records with your explicit permission.
Limitation of Liability
Creditfusion is not liable for financial decisions made based on software output. Users are encouraged to verify all data with official credit bureau reports.
Contact & Compliance
For support or compliance inquiries, please contact us at: